Study of Genuine and Forged Indian Bank Cheques by Using Video Spectral Comparator-40

Financial transactions increase according to the economic growth of the nation. As India’s economy is growing rapidly large amount of money transactions are increasing rapidly. Apart from currency notes and credit/debit cards cheques plays very vital role in transaction of large amount of money for their ease and convenience. Due to this cheques are vulnerable to forgeries by anti-social elements. This is the reason why cheques are incorporated with various security features. RBI implemented CTS guidelines in year 2010 for better protection of cheques from forgeries. CTS guidelines recommends different banks of India to implement some mandatory and desirable security features. In present study an attempt is made to prepare cheques by imitating some security features of genuine cheques after examination and analysis of the security features recommended by CTS-2010 using Video Spectral Comparator-40. The study is helpful in testing the credibility of security features as per CTS-